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Federal Pell Grant
Unlike
a loan, a Federal Pell grant doesn’t require you to
repay it. Most of the time, Pell Grants are only awarded
to undergraduate students. In some limited cases, however,
you might receive a Pell Grant if you’re enrolled in
a postbaccalaureate teacher certificate program.
Pell Grants are usually a foundation
of federal student aid, to which aid from other federal
and nonfederal sources might be added. Like all financial
aid, the school you are attending plays a role in whether
or not you will qualify. You can apply for a Pell grant
through your school’s financial aid office
The
maximum Pell Grant for the 2004-2005 award year
(July 1, 2004 to June 30, 2005) is $4,050.
The amount awarded to students is based on financial
need, on your cost of attendance,
whether you’re a full-time or part-time student, and
whether you attend school for a full academic year
or less. Only one Pell Grant can be awarded to you each
year, and you may not receive Pell Grant funds from
more than one school at a time.
If
you are awarded a Pell Grant, your school can write
you a check for the entire amount, credit your school account, or any combination.
Federal Supplemental
Educational Opportunity
Grant (FSEOG)
Start
you search at you current school or the school you plan
to attend, as many scholarships are school-specific.
Check with you local librarian and local civic organizations.
You may also want to consider the effect a scholarship
can have on your financial aid options.
If
you are awarded a Pell Grant, you may also be eligible
for an FSEOG, if you have an exceptional financial need.
Like a Pell Grant, you do not have to pay back an FSEOG.
Your school is allocated a certain set amount to distribute
as FSEOGs and will make awards based on availability.
The
amount can be from $100 to $4,000
For
additional information about Federal Grant programs
and Federal Financial Aid programs, please visit the
U.S. Dept. of Education at http://studentaid.ed.gov/students/publications/student_guide/2004_2005/english/glance.htm
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